About a month ago, I applied for a credit card. My application was denied, and upon checking my credit report on Experian, I discovered several hard inquiries that I wasn't aware of.
I never authorized multiple inquiries, and seeing them on my report has left me worried about the potential impact on my credit score. I understand that hard inquiries can affect one's creditworthiness, and I'm determined to rectify this situation.
Has anyone else faced a similar issue? How did you successfully remove unauthorized hard inquiries from Experian?
Thank you all in advance for your support and insights
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I completely understand your frustration, as I've been in a similar situation myself. Last year, I discovered a series of unauthorized hard inquiries on my Experian report, which negatively impacted my credit score. However, I managed to successfully resolve the issue.
I started by reaching out to Experian's customer support. Explain that you did not authorize the inquiries and request their assistance in removing them.
If contacting customer support doesn't yield results, consider filing a dispute directly through Experian's website.
As a preventive measure, consider freezing your credit temporarily.
Verify if the unauthorized inquiries appear on other credit reports from different bureaus. If they do, follow a similar dispute process with those bureaus.
Additionally, I found this informative article on https://www.msn.com/en-us/money/personalfinance/how-to-remove-hard-inquiries-from-experian/ar-BB1hbMxz . It provides detailed steps and insights that might be beneficial in your case.
I hope your situation gets resolved soon